Public insurance adjusters are responsible for maintaining the integrity of insurance carriers and insurers by providing them with the right reports, as well as helping them with their claims. Insurance carriers and their insurance adjusters also use this service to help them reduce the cost of their policy premiums. A public insurance adjuster uses their skill and experience to get a fair claim settlement from the insurer to carry out repairs to cover for the claim incident as a result of that claim event. Bringing your property back into ‘like, type, condition’ will also help to reduce the cost of your premiums. It is always advisable to contact your insurance agent as soon as possible if there are any claims that you have made against you and to ask them if they could supply you with someone to act on your behalf.
Some insurance carriers may be less willing to deal with an insurance adjuster on your behalf if you are a policyholder who has had a number of claims against your name. This is because you may have been known as an insurance “skimmer” or a “flood victim”. If you have experienced a number of claims against your name and have recently been involved in an accident or been involved in an event that resulted in a claim against you, then you may need to find a public insurance adjuster for the service.
Most insurance carriers will require you to notify them if you are going to undertake any work on their premises that has the potential to affect the performance of your policies or the premium that you pay. If you have a claim against you but you have not notified your insurer about this work, you may be unable to make claims against the other insurance carrier for a period of time. If you are unable to do so, then you may find that your claim is unsuccessful and that you will need to pay the excess. The excess amount is the excess payment that is due to the insurance company from you in the event that you cannot make a claim against the other insurer.
You should also tell your insurance carrier that you will need to do work on their premises in order to be able to make claims against it. This is because if you do not do so, you risk losing the right to make claims against the other insurance carrier and may find that your claim could end up being rejected because of a lack of proof.
You can contact the public insurance adjuster either through a telephone or online. If you wish to use the internet, you should contact the insurance carrier directly as you will have more control over what you request of them. They will need information relating to your situation to get in touch with you. Visit www.flpublicadjusters.net for more info.